Established 2009

Mccrory Plumbing & Heating Ltd – Swindon – Well done to the team for the recovery of monies meaning our client and his wife could have a stress free Christmas, (this client was significantly ruined by their bill not being paid) special mention to Dean and his team of field agents.

News – EXP Printers Ltd of Cheshire – Well done to the team for the recovery of monies due to our client, it goes to show persistence pays.

Zephyr- Me Ltd, well done to the collections team for recovery of monies due to our client, (Testimonial added to website)

Well done to the surveillance team and field agents for the recovery of monies for our client Ecotemp Environmental (Reading) Ltd  (testimonial added to website)

Well done to the team for the recovery of monies for Specialist Rendering Services of London, testimonial added to our website

Well done to the team for the recovery of such a large amount of monies for our client O’Hanlon Bespoke Homes Ltd of Kent, this was a Debtor that initially told our team ”we would not be paid and we would be better taking a a running jump, for which we duly did, which lead to full payment being made to our client.

Well done to the team for recovery of monies for Holiday Gems Limited based in Chester, a great result considering our client thought they had no chance of recovery.

well done to the team for recovery of £15,940 for Headline Filters

well done to the team for recovery of monies for the above client (TESTIMONIAL ADDED TO SITE)

Well done to all the team for recovery of monies for Orange Plant Ltd of Newcastle (testimonial added to website)​

Well done to team for recovery of monies for ESS Productions Ltd who actually thought there was zero chance of recovery (testimonial added to website today)

Well done to team for recovery of monies for No. 1 Garage Equipment Ltd in Hereford, testimonial added to website today.

Received an enquiry from a company based in LA who were owed a lot of money by a company based in London having been let down by their previous lawyer and the legal system we picked the case up and brought the Debtor to the table and recovered full payment needless to say the written testimonial added to our website says it all

Well done to the team for recovery of monies for RS Accountancy Services of Walsall, not the biggest amount of money owed, does not matter the size each Debt gets treated with same respect, whether it big or small.

Mems Power Generation Limited – well done for yet another recovery for one of our very first clients MEMS from Gillingham, always nice recover monies that our client believes is gone.

Well done to the whole team, special mention to Mark Pearce (field agent) who ultimately brought the Debtor to the table and ensure full payment, goes to show does not matter where the Debtor is our team will hunt them down.

Well done to the team for the quick result for our client PJW Supply Chain Ltd, client reference added to testimonial section

Well done to the team for recovery of monies due to Darnton, testimonial added to website

Well done to the team for recovery of monies for our client IVOCOM Limited of Swindon, a difficult situation made right.

Christmas time is always the best time to catch Debtors in.

Are you owed money ? ????

We’re you promised payment before Christmas ? that did not materialise ?

Stop your Debtor laughing at you and contact us for assistance.

Well done to all the team for recovery of monies for Driscoll Antiques Ltd, client believed he had lost the money, written reference added to testimonial section says it all.

Well done to the field agents for successfully collecting £22878.00 for our above-named client, their debtor has totally ignored all communication from our client and was proven difficult to find, our investigation team managed to establish that the Debtor was a trade show in London, our agents confronted them at the show and rather than cause the Debtor any further embarrassment the Debtor paid up in full refer nice added to testimonial section.

Well done to the team in the recovery of monies for our client Greenweld Limited , reference added to testimonial section of the website.

Well done to the investigations team in the recovery of monies for our client Gaddum & Gaddum Limited, the reference added to our testimonial section says it all.

Well done to the team for the recovery of monies from for our client Soap Opera Cleaning Ltd, persistence was certainly the key on this file.

Well done to the surveillance and collection team that helped to bring the debtor to the table and successfully recover payment for our client Wales enviro / Drainology Ltd.

Well done to the team for recovery of monies for Bring Me Sunshine, a very difficult debt to recover, not the largest amount of money but equally as important to recovery the small amounts as well as the big.

Well done to the team on recovery of monies for Walkers Home Improvements Ltd, reference today added to testimonial section.

Well done to all the team in the recovery of monies for The Drain Fixers Limited from West Sussex, client reference added to testimonial section of website.

Well done to all involved in the recovery of monies for our client Dorward Intelligent Buildings Ltd, written reference added to Testimonial section.

We was employed by Tracy Vernall from Hands On Cleaning, Gloucestershire to recover an amount of £589.00 not the largest amount but having listened to the story of our client who had not been paid her wages by one of her clients and had nothing but a rough time with the Debtor we took the case on visited the Debtor who at first refused to pay but in the end decided that rather than face the continue hassle Cobra was providing that he would pay and move on, good result for our client and her written reference says it all about how delighted Tracy is.

Really nice collection of monies for a really interesting chef by the name of Gregory Schaad Jackson who used to be Head Chef for non other than Gordon Ramsay and is now flying the flag himself and making a really good business, however Business is only ever good when you obtain payment and for many months a company in Paris had not paid our client, it was clear the Debtor was playing on our clients good nature, account was sent to Cobra and Cobra collected in full within 3 x weeks of instruction.

We are pleased to announce we have successfully recovered monies for our client Douglas & Robertson, having been instructed by their lawyers Keystone Law who were banging their heads against a brick wall we managed to stop the Debtor setting the judgement aside to obtaining full payment within 9 x days of instruction, special well done to the field agents who arrived on site @ 9am and never left until 315pm that day, however persistence pays and we thank Keystone Law solicitors for the opportunity of recovering money for their clients.

Well done to the team in recovery of monies for Holmes In Heaven reference added to testimonial section

Cobra collect debt for an International based company.

Well done to all our team in the recovery of monies for Delamode Bulgaria Ltd (reference added to testimonial section of our website) this reference says it all.

Well done to all the field agents in respect of monies collected for CMC Flooring Ltd, Phil and Carole had a horrendous time with their contractor not paying and despite proceeding the matter legally no monies were paid, we are pleased we managed to bring the case for CMC to a swift conclusion, testimonial added to our website.

Well done to all our team for the recovery of monies for client based in Jersey working for a company in Jersey is a new one for us however we are pleased we could bring a long drawn out saga to an end for our client. Written reference added to our testimonial section.

Caterek Recuitment Ltd – Thank you to Emma @ Caterek Recruitment added to our Testimonial section, our client was banging her head against a brick wall and the public house were clearly burying their heads in the sand, however with any public house the best time to pursue this type of Debtor is to visit is during the course of a weekend, our agents duly did so and recovered full payment of £1560.00​.

Well done to our field agents in the recovery of monies for our client Shrink It Ltd, reference that has been added to website today says it all.

Thank you to Ecosash for the written reference which has today been added to our website, Terry and the team @ Ecosash had a debtor playing the system with him having been let down by the Courts Terry contacted Ourselves for assistance, the Debt was processed immediately and recovered in 9 days of instruction, special mention to our Louis Simpson on this case who managed to locate the Debtors new whereabouts which of course helped recovery.

Well done to the all the team for the recovery of monies for our client Letchworth Coachworks Ltd, our client was in their own words ”banging their head heads against a brick wall” and having been failed by lawyers they was recommended to Cobra and decided they wanted a more direct approach 8 weeks later payment was collected in full for £34520.00.

Cobra Financial Solutions Limited is now officially a trade marked company.

Well done to the team on the recovery of monies on behalf of our client a difficult debt made to look easy, testimonial added to testimonial section.

Case received on Monday from our client  on Monday 30th Jan, case collected in full Wednesday 2nd February, testimonial which has been added to our website says it all, our client had been lead down garden path for months.

​Well done to all of my Enforcement Team with reference to the collection of monies for Multitask Scaffolding ltd – reference which has been added to our testimonial section speaks for itself.

Well done to Peter O’Hara for the resolution of monies due to GP Safety Coaching Ltd.

Well done to our Enforcement team in the recovery of monies for Purple Cow Media from a well known airline who refused to pay our client.  

Our team went through our debt recovery procedure and provided all the evidence required to pay the debt however this fell on deaf ears.  

The case was escalated up to a visit to the debtor premises after waiting for just over 3 hours our field agents successfully walked away with full payment, needless to say our client is happy what was a long drawn out saga for them was brought to a successful conclusion in less than 3 x weeks. written reference added to testimonial section of our website.

Thank you to all the team at Emergency Vehicle Products for their written reference that has been added to our website today.  

This debtor caused our clients Paul & Sarah nothing but hassle and they tried everything to avoid payment.

Well done to all the in house team and field agents for the recovery of the monies in full, our client is now 12.5k better off and their reference says it all.

Today (21st December) is our last day before the festive period, we return open again from Tuesday 3rd January 2017.

Well done to the team on the recovery of monies for our Chingford school, good result for our client given the debtor was advising had no monies to pay, special mention to the investigation team who managed to establish were the defendant was working which of course helped our field agents to proceed the recovery and recover every penny of what was due to our clients.

Well done to the field agents in the recovery of monies for recovery of monies for our client Media 10 Ltd, this case goes to show a Debtor may be able to run but they certainly cannot hide.

Well done to our team for recovery of monies from a very difficult Debtor who was advising our client to proceed to Court, clearly that would have done nothing but play into the Debtors hands, the recovery of this significant Debt proves again you do not need a CCJ to recover a Bad Debt, again the right buttons were pressed and the right result was gained.

Well done to all the team with reference to the 3 x new written references that have been added to the reference section of our website today, from collecting from a famous airline with a terrible reputation for Mr Coghill, to collection of a Debt for our client Liv Healthy Ltd an overseas Debt all be it for a relatively small amount of monies, then to recovery of a loan for our client Neil Upward who thought the monies he lent would be returned as his Debtor was a ”family Friend”, when in hindsight once he had the monies from Neil turned out to be more of an enemy than a friend, well done to all of the in house team and field agents on these cases, keep up the good work !

Many thanks to Angela from Yorkshire timber Builders Merchants Ltd for the reference which has today been added to our reference section for viewing, Well done to Peter O’Hara for collecting what was a difficult Debtor, Peter keep up the good work !

Well done to Peter O’Hara for the collection of monies for our client Oakencroft Ltd. A very difficult debt to deal with made to look simple. The written reference added to our reference section shows how pleased our client was in retrieving their full debt back when in hindsight they believed nobody could get their debtor to pay.  Amount collected £9876.00

Well done to John Shrimpton & Peter O’Hara in the collection of monies (2nd case) for our client CRS Cornerstone Ltd. Through the groundwork Louis Simpson did on the case this helped our team to recover monies from The Takeaway Shop for whom really did do everything to not pay our client. Well done team good result! Written reference to be added shorty to website

Our clients written reference says it all on this collection. Far to many names to mention but well done to all Cobra team on this, yes the debt did take 3 years to recover however there were reasons behind this. We are so glad to bring closure to the matter for Adam & all at Cool Projects Ltd. Hopefully now Adam mentally you can forget about it now.

Well done to all the enforcement team in the collection of monies for London Ornaments Ltd. We are aware what a stressful time Tricia had being owed over £20k, hopefully having our client paid in full will ease the pressure on our client. Amount Collected £21678.00

Carolyn was recommended to Cobra by our exciting client Security Insured. Carolyn’s debtor really did try everything to avoid payment, again one of our newest members of our collection team Peter O’Hara headed up the collection and managed to collect full payment for Carolyn & Exhibition Girls Ltd. Good luck going forward Carolyn.

After the successful addition to our team of Peter O’hara we have now added a further 2 new members new to our ever growing team who have specifically employed to manage the recent contracts obtained with our 3 new  Insurance company client’s and factoring companies alike, all of which have been referred to Cobra by our credit checking partners,  working with such ”bluechip”companies has proved to be a great addition for Cobra in the short space of time that these files have been managed by both Patrick and Roy great success had been obtained, well done to you both you have hit the ground running.

well done to our newest team member Peter O’hara on the collection of monies for our client Red Eagle Recruitment Ltd of Kent, our client had a horrendous time in respect of payment, having been recommended to our services the process was explained to Jason Alderson, from start to finish the monies for which they had been waiting for for over 6 months were collected in less than 3 weeks, Cobra managed to collect full payment and costs and a written reference will be added to our site once the 14 x day period has elapsed and payment has been submitted to our client, well done Peter cracking result !! Amount Collected £7849

Well done to all the team on the collection of monies for our client Bibby Financial Services. Our client had been struggling to even make contact with the debtor, after one visit by our agents payment was made within 3 days of instruction

Cracking result for the recovery of monies for our client Davis Groundworks Ltd. this was by no means easy or a quick collection but after 10 long months persistence certainly paid off, this case proves a debtor may run but they can not hide. Client reference added to our reference section, says it all well done team.

Well done to our newest member of our enforcement team Peter O’Hara for the collection of monies for our client Security Insured Ltd. Its always tricky recovering insurance based debts but our professional approach obtained a successful conclusion.

Well done to all in our team for the collection of monies for Teodor Todorov at Firetech. Teodor was referred to Cobra by our credit checking partners. At the point of instruction Teodor advised that this debt had left him financially runined. The happiness of receiving full payment of his debt of £5789.00 is transpired within his written reference

Well done Team on monies collected for Roger Moore Intellectual Property. Client had not only been failed by their debtor but also by the system as a whole. The reference speaks for its self.

Pleased to announce a great success for our client. Some real class work carried out for Stewart Groom Flooring, for which they was told in writing that there debtor was in administration. We for the life of us could not find anything on any insolvency website and we proceeded to enforcement. It turns out the letter was a smokescreen and we duly proceeded with our action and managed to collect full balance of £8,173.76. Needless to say, given that our client thought they had lost these monies, they as confirmed by written reference added to our site are one very happy client. Special mention to John, louis & laura, your initial work was key. Dean

Well done team on collection of monies for one of our Scottish clients. To have Rob and his company paid I am really pleasedwith, especially given at one stage we was placed with a threat of this company going bust. Big pat on the back to all the collection team. Regards Dean

Well done to all our High Court team on the collection of their debt. These people tried everything to avoid payment and tried to shift liability however we was able to press the correct buttons and obtain full payment for our client. Written reference also added to reference section today.

Well done to all the team on the collection of a long overdue debt for Europa Windows Ltd. Written reference today added to website.

We are pleased to report that we have now formed a working relationship with Insolvency Practitioner Stuart Kelly from SPK Financial Recovery Ltd. We first came across Stuart through a liquidation case which we both had involvement with. We were very impressed with how tenacious and how knowledgeable he is with regards to insolvency matters. As such we decided to pass a couple of cases to SPK, acting on our behalf. Due to how impressed we were with the result, which of course is the important aspect of our service we have decided to bring the skills and experience of SPK on board full time.

Another great success for our client Class Acoustics Ltd the written reference that has been to our reference section says it all. Well done team !

Well done to all the team for the collection of monies for shred station ltd . Not knowing were the debtor had moved to, this was always going to be difficult to collect however through our surveillance teams persistence we managed to locate debtor and enforce to collect full balance. Great satisfaction on this one. Client written reference also added to reference section.

Well done to all our enforcement team on the collection of monies for an old cobra client- Shame the small debt went into admin but at least the bigger debt was collected written reference also added to reference section.

27th January 2016 Well done to our team in recovery of monies for Duarte and his team at DXG Media Ltd. A good job by all the team to collect the full debt and costs. Written reference to follow.

Well done to David & Laura on the collection of monies for Metwin Limited, from turning the case from a counter claim to achieving a settlement for Metwin Limited i feel was great result, big pat on the back to you both and the team in general, again thank you to Metwin Limited for the written reference which has also this afternoon been added to our reference page.

Well done to all the team on achieving higher results for 2015 compared to 2014, there is course many factors to that and we will of course look to again achieve better results for 2016, we are by no means perfect and our results never will be, however what we prove time and time again if a Debt can be collected then it will be collected by our team.

Regards
Dean Sweeney
Head Of Enforcements.

Well done to John and Steve with the collection of monies for DataSim Limited, it was clear from the outset that the Debtor had no intention of paying the monies due to our client, however a cracking result was achieved within weeks, thank you to Datasim Limited for the written reference which has today been added to our reference page.

Thank you to Mr Shawyer & all at Wickham Car Servicing Limited for reference received today, (added to Reference page) special well done to Laura who managed to track Debtor down to correct address which ultimately meant we could retrieve payment on behalf of our client.

Well done to all the team with reference to the collection of monies for our client V3 Recruitment Limited, it makes it all the more sweeter for Jon & Andy given that it looks like their Debtor has now become Insolvent also. Well done to Dean, Steve Laura and the rest of the team on this matter, Job well done !

Well done to all the team on the completion of a difficult case for Sigma Recruitment Limited, to many names to mention on this one however cracking result !

We are pleased to announce that we have decided as a company to put back into the community and sponsor a local catholic children’s football team Holy Rosary FC, they were struggling financially and the group of kids have been together as a team since they were 6 years old, it was looking like they were going to have to fold, we therefore agreed to sponsor them and supplied them with a kit as attached and we wish them now every success for the rest of the season and hopefully they can continue with the momentum for which they have started with. Good luck lads !

we are pleased to announce that we have now formed a partnership with Quality Solicitors Edward Hughes, after a trial period were Cobra referred litigation work to Quality Solicitors they have had a high degree of success, and compared to others that we trialed Quality Solicitors by far proved themselves to be the people we was looking for to work alongside our team, we are glad that we have now managed to bring on board a high quality service to work alongside Cobra going forward, Quality Solicitors have proven they have all the qualities that is required to work alongside our team.

Thank you to Crest Lifts Ltd for the written recommendation which has today been added to our website, Crest Lifts were initially recommended to us by Murray Lifts Ltd who are also on our recommendation list, well done to all our Enforcement team in handling what was a very difficult Debtor.

Thank you to Paul @ Bath Marketing Consultancy Ltd for the written reference which has today been added to our website, i know what a hard time this Debt caused our client as being owed these monies meant him and his family could not have a summer holiday, we are glad that we was able to exert enough pressure to have Bath Marketing paid and hopefully things are a lot less stressful for our client going forward.

Congratulations to all the team at Cobra, after a long 8 months applying to the financial conduct authority to be fully regulated we yesterday received full permission and passed the fit and proper persons test, and this makes us one of the select few companies who are now fully regulated to carry out debt collection activities. keep up the good work guys, however the hard work begins now !

Dean Sweeney
Head Of Enforcements.

Our team are pleased to announce that we have just managed to recover 21k for our above named client from a housing association, our client had been waiting 9 months for payment, thank you to all the team at EU for the stunning written reference today added to our reference section.

We are pleased to announce that we have successfully managed to recover our client fulls debt of £6032.51 from an Italian based company, thank you to all at Kerakoll for the written reference added to our reference page today and hopefully we should have more good news shortly with the 2nd account you referred.

We are pleased to announce settlement of £5000.00 agreed to our clients satisfaction. We are pleased with this result given that when our Officers attended site the debtor called the Police, when the Police arrived they assisted with our enforcement and subsequently our client has now been paid, again from what was a very difficult debtor to deal with.

We are pleased to announce full recovery of £8102.70 has been made from what proved to be a very awkward debtor to deal with, again a classic case of someone who can pay but did not want to pay.

We are pleased to announce the collection made on behalf of our above named client. This collection was by no means a straight forward procedure given that the debtor made an application to set the judgement aside, however it was nothing more than an application and a delay tactic but we still managed to enforce and get the client his full payment of £8037.00.

Thank you to Wales Environmental Limited for the written reference received today, we are so glad we managed to recover their full balance of £6354.00 from what proved to be a tricky debtor who thought he knew all the tricks.

Many thanks to Talk Talk who have today provided a written reference to Cobra (added to reference page) for the numerous accounts that Cobra have recently managed to recover on their behalf, To Jane, Sally and all the team at Talk Talk.<

Cobra wishes everyone a prosperous 2015.

Whilst 2014 was a successful year collection wise we cannot help but look back at 2014 and treat it as a major learning experience if the year as a whole has taught us anything it is that it does not matter how big a company is or whether are blue chip this does not Guarantee payment.

We witnessed many occasion were “Blue Chip” companies such as Formula 1 teams Marussia & Caterham became Insolvent, the harrowing part of our job at times is that we witness the effect that it has when a debtor goes bust and we see the knock-on effect which has meant many of our clients have had no option but to go bust themselves.

Already in the early part of January, we have been contacted by many a client advising they have been sitting there waiting to be paid from The parcel company “City Link” and be told, “the cheque is in the post”. Of course clearly, no cheque was going to be posted as they knew behind the scenes that they were preparing to go bust, to do it on Christmas Day is cruel, add that to the fact that our distribution client has also lost 122k is not the start anybody wants for 2015.

Hearing these stories makes it more important to emphasise that if you are not being paid or being lead down the garden path with excuses then after what we have seen in 2014 it is imperative that you do something to secure the monies due to you as there could well be something going on behind the scenes with your debtor.