Face-to-Face Debt Collection & Recovery Services - Cobra Financial Solutions Ltd

The most effective way to get the money you're owed. Fast.

There’s nowhere to hide

Our approach to debt collection is simple: if you are owed money, you deserve it back.

With 75 years’ combined experience in the debt collection industry, Cobra Financial Solutions know how debtors work. How they think, and behave. We know that letters, phone calls and emails just don’t work. So we visit debtors face-to-face, unannounced.

Wearing the latest in body camera technology, our highly-skilled collection agents visit debtors within just 48 hours of instruction. We also record all communication with debtors. Meaning there can be no excuses. No elaborate stories. And no-nonsense.

Our dedicated team investigate each debtor thoroughly through our advanced search and vetting process. So if we take your case, it’s because we know we can win. And with 5 strategically placed offices across the UK, there really is nowhere for debtors to hide.

Cobra’s person-to-person recovery practice has led to our industry-high success rate of 87%. That’s thousands of satisfied clients. Clients whose money is now back in their pockets. Where it belongs.

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    If you are owed £1,000 or more, we can begin the recovery process, today.

    ** Please note: All our calls are recorded for training and monitoring purposes.

    Trust Cobra



    Our approach to debt collection is simple: no-nonsense and no excuses.


    If we take your case, it’s because we know we can win. Through our extensive search and vetting process, we’ll be able to tell you whether or not your debtor can pay. So you can relax, knowing that we’ll only start a process we know will be a success.


    Within 24 hours of instruction, we begin to action your case. Wearing the latest in body cam technology, we visit your debtor, face-to-face. Why? Because it works.


    Collecting for both businesses and individuals, our team of highly skilled agents visit debtors across the UK. With our 75 years’ combined experience, we have a proven track record of success.


    Follow the progress of your case live via the client portal, 24/7. Your designated account manager will ensure you’re in charge, every step of the way.


    Here at Cobra, we know that reputation is everything, so relax, knowing that yours is in the safest of hands.


    If you can answer ‘yes’ to the following questions, then call one of the Cobra team on 0151 526 4222, and let’s get started.

    • IS YOUR DEBT OVER £1000?

    Integrity. Support. Action. Solution.

    face to face page

    What’s the cost?

    Face-to-Face Debt Collection – Fees and Costs

    In order to confirm instruction, we charge a fixed fee. This amount is calculated on the estimated work involved in the collection. (Some cases are more complex than others.)

    However, this fee is recoverable. For B2B debts, we are able to apply interest and compensation, in accordance with the late payment of commercial debt act, 1998. Once all funds have been collected from the debtor, we charge a 15% success fee.

    But knowing you won in the end – well, that’s priceless.

    Learn more about our face to face debt collection agency process.

    Want your money back?

    Then let’s get started. Call one of the Cobra team on 0151 526 4222.

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