History & Values

Cobra Financial Solutions Limited was formed in 2009, we are regarded as one of the fastest growing Debt Collection Companies in the U.K.

By providing a Nationwide service we are very successful at bringing bad debtors to the table.

Why We Love Face to Face Debt Recovery

Cobra Financial Solutions Limited have made their strong reputation on providing a solid Face to Face Debt Recovery Services to clients across the whole of the U.K and on many occasions across Europe.

If sending letters, emails and making phone calls to debtors worked you would have got paid yourself and not be seeking the assistance of a Professional Debt Collection Service such as Cobra.

As you will have seen from our extensive testimonial list our clients love Face to Face Debt Recovery, results show it gets paid in full where letters, emails and calls have previously failed.

Our Face to Face Debt Collection field agents wear full Cobra uniform, wear HD Bodycam CCTV and at all times carry a full case pertaining to the monies (you the client are owed).

Why Choose Cobra?

  • Asset 14

    All of our visits captured on body cam

  • Asset 2

    10 Year Trading history

  • Asset 16

    86% success rate achieved for 2018

  • Asset 2

    No nonsense, Face to Face Debt collection

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    Case actioned with 24 hours of instruction

  • Asset 18

    We are not letter senders, letters get filed in the bin

  • Asset 19

    Letter are ignored, our results show we are not

  • Asset 3

    We will have you paid, and fast


Our team are highly experienced in understanding bad debtors and retrieval of your money. Our Proactive and pragmatic approach, coupled with real-time information through significant investment made into our search systems means we achieve industry high results, we leave no stone unturned, we will never be lead down a garden path like a debtor may have done with you previously, we leave no stone unturned in the pursuit of your monies.

Letters, emails, calls are ignored, our results show that we are not !

In the 10 years we have been in Business we have built up a unrivalled highly experienced team.

There are only 2 types of bad debtors, the ones ‘’who can’t pay’’ and the ones who ‘’wont pay’’ we appreciate debtors fall on hard times and sometimes bury their heads in the sand, our team are highly trained to work with all situations, with a combined total of 75 years experience the past lives of our specially chosen and highly trained team mean they are specialists in dealing with the objections, and negotiating settlement, our collectors will overcome the silly excuses, remove frivolous unfounded disputes and seek admission of your Debt and secure payment on your behalf, before we visit your debtor it may well be that we have had your debtor under extensive surveillance to establish what they are up to !

We act at all times with a responsibility and professionalism that protects your reputation. In addition to the collection of your monies you should expect the following:

  • National Coverage across the U.K, with your debtor visited within 48 hours of instruction.
  • Complete transparency of progress and a dedicated account manager assigned to your case/s
  • Prompt remittance of funds.
  • Our team consists of a combined total of 75 x years Debt Collection experience, the past lives of our specially chosen and highly trained team mean they are specialists in dealing with objections and negotiating settlement, our collectors will overcome objections, remove frivolous disputes, seek admission of your Debt & secure payment.
  • We will have the funds cleared and remitted to you without delay.

Need our help?

Call us on 0151 526 4222 or fill out our enquiry form below, and one of our Enforcement Team will be in touch.