Business Debt Collection & Recovery Services - Cobra Financial Solutions Ltd

Professional and effective debt recovery services for your business

A professional, stress-free way to collect your debt

Cobra Financial Solutions work with businesses across the UK who are sick of chasing their debtors. We are professional debt recovery specialists, who work with corporate clients to reclaim their money from unscrupulous debtors.

Businesses don’t want to waste hours of administration time, nor do they wish to wait up to two years to have their case heard in court. They just want results.

We understand the frustration and stress involved when dealing with debtors. For many sole traders or SMEs, the impact of having funds deliberately withheld can be disastrous. On both business function and livelihoods. So we treat each case with the upmost professionalism. Our highly-skilled agents work efficiently and discreetly, whilst upholding our clients’ professional reputations.

Cobra Financial Solutions have 5 strategically placed offices across the UK. Although the majority of our clients are based in London and the surrounding counties, we offer a truly nationwide service.

Cobra’s unrivalled commercial debt recovery and collection practice has led to our industry-high success rate of 87%. That’s thousands of satisfied clients. Clients whose money is now back in their pockets. Where it belongs.

So if you are looking for a professional, quick and cost-effective commercial debt collection and recovery solution, then call one of the Cobra team on 0151 526 4222.

Request A Callback

    If you are owed £1,000 or more, we can begin the recovery process, today.

    ** Please note: All our calls are recorded for training and monitoring purposes.

    Trust Cobra

    • Trustpilot’s #1 rated debt collection agency
    • Quick and efficient time frame
    • Cost effective
    • Offices and agents across the UK
    • Unrivalled customer service
    • Professional and experienced recovery agents
    • Hundreds of verified customer reviews
    • Latest in body camera and surveillance technology
    • Vast portfolio across both the private and public sector
    • 75 years’ combined experience in the industry
    • Real-time reporting
    • We only take cases we know we can win


    Our approach to debt collection is simple: no-nonsense and no excuses.


    If we take your case, it’s because we know we can win. Through our extensive search and vetting process, we’ll be able to tell you whether or not your debtor can pay. So you can relax, knowing that we’ll only start a process we know will be a success.


    Within 24 hours of instruction, we begin to action your case. Wearing the latest in body cam technology, we visit your debtor, face-to-face. Why? Because it works.


    Collecting for both businesses and individuals, our team of highly skilled agents visit debtors across the UK. With our 75 years’ combined experience, we have a proven track record of success.


    Follow the progress of your case live via the client portal, 24/7. Your designated account manager will ensure you’re in charge, every step of the way.


    Here at Cobra, we know that reputation is everything, so relax, knowing that yours is in the safest of hands.


    If you can answer ‘yes’ to the following questions, then call one of the Cobra team on 0151 526 4222, and let’s get started.

    • IS YOUR DEBT OVER £1000?

    Integrity. Support. Action. Solution.

    No. 1 Debt Collecting Agency

    Business Debt Collection & Recovery – Fees and Costs

    In order to confirm instruction, we charge a fixed fee. This amount is calculated on the estimated work involved in the collection. (Some cases are more complex than others.)

    However, this fee is recoverable. For B2B debts, we are able to apply interest and compensation, in accordance with the late payment of commercial debt act, 1998. Once all funds have been collected from the debtor, we charge a 15% success fee.

    Want your money back?

    Then let’s get started. Call one of the Cobra team on 0151 526 4222.

    Find out more about our awards and accreditations +