What Happens in Small Claims Court and Do I Have to Attend? - Cobra Financial Solutions Ltd

No-nonsense, straight-talking debt collection service

If you are wondering what happens at small claims court, you have come to the right place.

There are a lot of people who want to get the money they are owed and deserve, but they want to do so without going to court. After all, who wants to take time out of their day to physically appear in court, when they haven’t done anything wrong? Some claimants could be nervous about going to court, as the process can be a daunting one, and others might resent the need to travel. In this blog, we have taken a look at the small claims court process and whether you have to attend.

What to Know About Attending Small Claims Court

Going to a small claims court can be daunting, even if you are the one pursuing money that is rightfully yours. Before you attend small claims court, it’s a good idea to prepare yourself for the hearing. Even doing a small amount of research can make the process feel more manageable and straightforward. Remember, a small claims court hearing is not the same as the intense court scenes you might have seen on television. It’s held in a normal room, and the judge doesn’t wear a wig. Though it’s an official court hearing, a lot of people find it to be more relaxed and simple than they assumed it would be.

Will I Have to Attend Small Claims Court?

When you attend small claims court, you might not even have a hearing. In some cases, the judge doesn’t think it’s worth having a formal hearing. This could be because one side doesn’t have a strong case or because the judge thinks a hearing isn’t needed to make a fair decision. However, if the defendant has a case but hasn’t paid up by this point in the process, you will have to attend. But, as we mentioned above, this isn’t something to worry about or dread.

Claim Your Money Without Appearing

Often, you can actually claim your money without appearing in small claims court. This is because our face to face debt collection handles everything for you. All you need to do is provide us with your evidence, and we do the rest. Not only does this save you time, but it also saves you the stress and trouble of attending a court hearing.


There is no denying the annoyance and stress that comes with being owed money, but help is always available. At Cobra Financial, we are dedicated to ensuring that you receive any money that is owed to you. Whether it’s an unpaid freelancing invoice or a close friend who’s refusing to repay a loan, our team of experts can handle the debt collection process. Contact us today to find out more.

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