Christmas 2022 is just around the corner. With preparations for the big day already underway, it’s at this time of year that we turn our minds to finances.
But with many now deeply concerned about their income, how do we find the extra cash needed for the festive period?
A tough year
So after such a challenging year during the cost of living crisis, the time to stop and reflect will be most welcome.
Families spend an average of £3,300 on the run up to Christmas. That’s £800 more than a typical month. Presents, food, events, clothing, toiletries – it all adds up. But for millions of people across the UK, the prospect of having to fund Christmas is filling many with dread.
How will I buy presents for the kids? How can I tell people we’re not doing presents this year? How will I afford the electricity and gas bill during the winter?
Around 93%, or approximately nine out of ten adults in the UK reported their cost of living had increased compared with a year ago. And with approximately one in five (20%) trading businesses reported that their turnover in May 2022 was lower than in April 2022, the worry spirals even deeper for many.
Will the business ever recover? How will I pay my staff? What alternative employment pathways are open to me? Can I create another income stream?
Enjoy a relaxed Christmas
If you are owed money, then this is the ideal time to claim it back. Whether it’s a private or business debt, you are entitled to your money back. Quickly and efficiently.
Why should your debtor enjoy a Christmas on you? Why should they be able to spend big over the festive period, while you’re counting every penny?
Even if you have tried in vain to recover your money from your debtor, don’t give up hope. For many, the likelihood of a long, drawn-out court battle is just too much, so thousands of individuals and businesses write off debt, every single year.
But why? When you can get your money back? Easily. Quickly. And hassle-free.
Here to help
Cobra Financial Solutions Ltd are specialist debt collectors. In 2021 alone, we collected over £14 million for clients across the UK.
Our professional team of agents work discreetly at all times, whilst upholding your reputation. And we record all visits with advanced body camera technology, meaning there really is nowhere for your debtor to hide.
Thanks to our enhanced planning and vetting, we’ll be able to easily uncover whether or not your debtor has the means to pay. And if they do, then they need to give you your money back. No excuses.
There is no reason why your debtor should enjoy a Christmas funded by you.
Get your money back in your pocket, where it belongs. And enjoy a relaxed, and well-deserved festive break.
For more information about our services, or to begin instruction, contact one of the Cobra team on 0151 526 4222.